2020 20 October

Finance & Loan Security Rights in Real Estate in the COVID-19 Era: 10 Key Q&As – Focus on Vietnam


We are now pleased to unveil the third in our Q&A series on Finance and Loan Security Rights in Real Estate in the COVID-19 Era, this edition focusing on Vietnam.  The State Bank of Vietnam (SBV) issued a Circular on 13 March 2020 regulating restructuring by credit institutions and foreign bank branches of debt repayment terms, exemptions/reductions of interest and fees and more in attempts to soften the impacts of Covid-19 on the Vietnamese economy. This Circular was aimed at re-capitalizing banks, financial institutions and the real estate sector and reducing burdens faced by affected borrowers and vulnerable sections of the economy facing dire economic circumstances and unrealistic repayment obligations stemming from the enormous disruption brought on by the COVID-19 pandemic. The extent to which securities may be granted to foreign investors in Vietnam over property (mortgages, charges etc.), transferability of assets, land use rights, debt-to-equity restrictions and potential easing of registration procedures or documentary requirements among others are all outlined in a matter-of-fact and easily readable format in this Q&A edition.

 To download this insightful Q&As, please click here:


The first edition focuses on Myanmar and is available with this link: https://www.dfdl.com/resources/legal-and-tax-updates/finance-loan-security-rights-in-real-estate-in-the-covid-19-era-10-key-qas-focus-on-myanmar/

The second edition focuses on the Philippines and is available with this link: https://www.dfdl.com/resources/legal-and-tax-updates/finance-loan-security-rights-in-real-estate-in-the-covid-19-era-10-key-qas-focus-on-the-philippines/

The fourth edition focuses on Cambodia and is available with this link: https://www.dfdl.com/resources/legal-and-tax-updates/finance-loan-security-rights-in-real-estate-in-the-covid-19-era-10-key-qas-focus-on-cambodia/

The fifth edition focuses on Lao PDR and is available with this link: https://www.dfdl.com/resources/covid-19-hub/finance-loan-security-rights-in-real-estate-in-the-covid-19-era-10-key-qas-focus-on-lao-pdr/

The sixth edition focuses on Bangladesh and is available with this link: https://www.dfdl.com/resources/covid-19-hub/finance-loan-security-rights-in-real-estate-in-the-covid-19-era-10-key-qas-focus-on-bangladesh/


The information provided here is for information purposes only, and is not intended to constitute legal advice. Legal advice should be obtained from qualified legal counsel for all specific situations.



Dai Thang Huynh

Thang Huynh

Partner & Head of the Hanoi Office


Paul Volodarsky

Deputy Head of the Regional Real Estate Practice & Senior Legal Adviser



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